Lorien Finance, a fintech innovator bridging global capital markets with students from emerging economies, has secured $2.25 million in Pre-Series A funding, setting the stage for a transformative shift in education financing worldwide.
With global education financing expected to surpass $500 billion by 2029, affordability remains a major barrier for students in emerging markets. Lorien Finance is solving this challenge by leveraging AI-driven lending and a global lender network to make education financing more accessible, faster, and smarter.
Strategic Investors Driving Growth
The funding round was led by FlatIronX, a New York-based early-stage VC firm investing in fintech solutions with strong ties to India. Additional investors include Seedstars International Ventures (SIV)—backed by IFC, Visa Foundation, The Rockefeller Foundation, and Symbiotics—as well as Ahimsa Capital, Bhavesh Gupta (Ex-Paytm President & COO), Ashneer Grover (ex-BharatPe MD), Play Holdings, and Silver Ridge Accelerator.
A Mission to Make Global Education Affordable
“For too long, financial constraints have determined who gets access to quality education, leaving millions of talented students in emerging economies behind,” said Nikhil Mudgal, Founder & CEO of Lorien Finance. “We are changing this by making financing more inclusive and data-driven. This investment will help us push the boundaries of innovation, offering personalized funding solutions while empowering lenders to make confident, real-time decisions.”
Lorien Finance already connects students to a $3 billion+ lending pool from 17+ international lenders, including Sallie Mae, a leading US education lender. This allows students to access interest rates as low as 3.49%. Since inception, over 1,000 Indian students have applied for funding through Lorien Finance.
Expanding Access in India
With this fresh capital, Lorien Finance will expand its reach to Tier 2 and Tier 3 cities in India, where access to financing remains limited. The company will also strengthen its AI-driven risk assessment technology, enabling faster underwriting decisions and more personalized financing solutions for students and lenders.
“The combination of a digital-first lending process and a data-driven risk assessment model is what makes Lorien Finance such a compelling opportunity. This approach not only benefits students but also strengthens the financial system by enabling lenders to deploy capital more effectively,” said Shreya Choubey, Partner at FlatIronX, and the former Product Head for Advice at MoneyLion (NYSE: ML), a leading US fintech platform with over 20 million customers.
“Access to quality higher education remains a challenge, and Lorien is uniquely positioned to bridge the financing gap, enabling more Indian students to study at top global institutions,” added Charlie Graham-Brown, CIO & Co-founder at Seedstars International Ventures.
Lorien Finance is hiring across key functions to support its rapid expansion and invites top talent to join its mission of transforming global education financing.
About Lorien Finance
Headquartered in the US and India, Lorien Finance is a cross-border fintech platform dedicated to providing affordable education loans and comprehensive financial services to students pursuing studies abroad. Founded in 2022, Lorien Finance partners with over 17 global lenders to offer competitive interest rates and tailored loan solutions without requiring collateral. Beyond education loans, the platform offers services such as test bookings, forex exchange, insurance, international debit/credit cards, global SIM cards, GIC account setup, accommodation assistance, and placement support, ensuring a seamless transition for students to their new academic environments. With a data-driven approach, Lorien evaluates each student’s potential and future employability, aiming to remove financial barriers and empower students to achieve their educational aspirations.
For more information, please visit lorien.finance.